How Much is Sacramento Auto Insurance for a Chevrolet Malibu?

Buying cheaper insurance for a Chevrolet Malibu in California is pretty simple, but it is dependent upon many rating factors such as annual vehicle mileage, your credit status, and violations on your driving record. Drivers in California will pay around $1,097 per year to insure their Malibu, but that is a valuation based on a 30-year-old married female driver with full coverage and $500 deductibles.

When estimating a car insurance rate like we just did, the issue is that you may not be 30 years old (or even female), maybe you are single instead of married, or maybe you want more liability coverage than is required by law in California. There is no one cookie-cutter policy that works for everyone, so the way we recommend to find the most affordable coverage for your Chevrolet is to compare as many rates as possible.

View Chevrolet Malibu Insurance Rates

The trim level of your vehicle will have an impact the yearly cost, so the price you will be charged to insure a Malibu LS trim level will be $116 cheaper than the insurance cost for the more costly Malibu LTZ model, as shown below.

Chevrolet Malibu Insurance Rates in Sacramento, CA
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Malibu LS $270 $454 $450 $26 $134 $1,334 $111
Malibu Hybrid $270 $454 $450 $26 $134 $1,334 $111
Malibu LT $304 $454 $450 $26 $134 $1,368 $114
Malibu LTZ $304 $536 $450 $26 $134 $1,450 $121
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Data based on married female driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and California minimum liability limits. Discounts applied include homeowner, safe-driver, multi-policy, claim-free, and multi-vehicle. Estimates do not factor in your specific Sacramento location which can increase or decrease premiums greatly.

Car insurance companies ranked

Choosing a high-quality insurer can be difficult considering how many companies there are to choose from in California. The ranking information shown next could help you choose which insurers you want to consider when comparing insurance rates for a Chevrolet Malibu. The rankings below are only made up of large nationwide companies, so smaller companies will not be included in the list.

Top Ten Car Insurance Companies for a Chevrolet Malibu in California
Company Value Customer Service Claims Customer Satisfaction A.M Best Rating Overall Score
USAA 98 100 100 94% A++ 98.6
American Family 98 89 100 86% A 95.4
AAA of Southern California 91 94 97 92% A+ 94.1
State Farm 88 93 96 90% A++ 92.4
The Hartford 94 92 90 89% A+ 91.7
AAA Insurance 88 89 95 91% A 91.2
GEICO 84 93 93 89% A++ 90.3
The General 89 91 89 88% A- 90
Titan Insurance 90 87 91 95% A+ 89.6
Progressive 84 91 93 87% A+ 89.5
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Data Source: Best Car Insurance Companies

Get discount Sacramento car insurance

Save on car insurance for a Malibu in SacramentoInsurance providers that provide policies for a Chevrolet Malibu may also provide policy discounts that can lower rates by 25% or more if you are eligible for them. The best car insurance companies and the discounts they provide are shown below.

The information below compares insurance premiums with and without policy discounts. The data assumes a male driver, no claims or violations, California state minimum liability limits, full physical damage coverage, and $250 deductibles.

The first bar for each age group shows premium with no discounts. The second shows the rates with accident-free, marriage, multiple policy, claim-free, safe-driver, and homeowner discounts applied. When taking advantage of discounts, the average amount saved each year on car insurance for a Chevrolet Malibu is 28% or $828.

The example below shows how different deductible levels can affect yearly insurance costs when getting quotes for cheap insurance for a Chevrolet Malibu. The premiums assume a single male driver, comprehensive and collision coverage, and no other discounts are factored in.

The data above shows that a 40-year-old driver could save $436 a year by switching from a $100 deductible to a $500 deductible, or save $656 by changing to a $1,000 deductible. Younger drivers, such as the 20-year-old example, could roll back prices $1,432 every year just by choosing higher deductibles when buying full coverage. If you do make the decision to raise your deductibles, it’s a good idea to have enough spare savings to be able to cover the extra out-of-pocket expense associated with higher deductibles.

How to find budget-friendly auto insurance for a Chevrolet Malibu

It’s not impossible to find cheaper rates, and here are some of the recommended thrifty suggestions that can help drivers quote cheap car insurance.

The last tip is highly vital, as was affirmed in this write-up. Auto insurance prices in Sacramento vary greatly, so you should be ready to change insurance companies if a more affordable rate is found.

Many drivers have brand loyalty and that’s fine, but it’s not recommended if that faithfulness ends up costing you several hundred dollars every year. Take a few minutes and shop around and find cheaper auto insurance for a Chevrolet Malibu.

If you have coverage questions and would like to have professional advice when comparing insurance rates for a Chevrolet Malibu, the professional agents shown below are a good start to help you decide which coverages you need. To find a Sacramento insurance agency using an interactive map, click the button following the list.

Nationwide Insurance: Greg Comia Insurance Agency Inc
7500 Elsie Ave Ste 106Sacramento, CA 95828(916) 682-6053

Foster and Parker Insurance Agency
2020 Hurley WaySacramento, CA 95825(916) 481-0689

Moira Little – State Farm Insurance Agent
9700 Business Park Dr #304Sacramento, CA 95827(916) 854-5985

Nationwide Insurance: Wellco Insurance Agency Inc
6905 Stockton Blvd Ste 230Sacramento, CA 95823(916) 399-8113

McGee and Thielen Insurance Brokers
3840 Rosin Ct #245Sacramento, CA 95834(800) 901-9636

View map of Sacramento, CA insurance agents