Best Sacramento Nissan GT-R Insurance

Astonishing but true according to a recent study, over 70% of consumers have stayed with the same insurance company for at least four years, and roughly 40% of drivers have never taken the time to shop around. Many consumers in Sacramento could save up to 35% every year just by shopping around, but most just don’t grasp how much they could save if they moved their coverage to a different company.

Insurance quote for Nissan GT-R in SacramentoIf your goal is the lowest price, then the best way to get the cheapest Nissan GT-R insurance in Sacramento is to begin comparing prices regularly from companies who can sell car insurance in California. Rate comparisons can be done by completing these steps.

First, spend a few minutes and learn about the coverage provided by your policy and the factors you can control to prevent expensive coverage. Many policy risk factors that result in higher prices such as at-fault accidents, careless driving, and poor credit can be remedied by making small lifestyle or driving habit changes.

Second, quote rates from independent agents, exclusive agents, and direct companies. Exclusive and direct companies can provide rates from a single company like GEICO and Allstate, while independent agencies can provide rate quotes for many different companies.

Third, compare the quotes to your current policy to see if a cheaper rate is available in Sacramento. If you find a better price and make a switch, make sure the effective date of the new policy is the same as the expiration date of the old one.

Fourth, give notification to your agent or company of your decision to cancel the current policy and submit payment along with a signed and completed policy application for the new policy. As soon as coverage is bound, keep the new certificate verifying coverage in your vehicle.

The key thing to remember is to make sure you’re comparing similar limits and deductibles on every price quote and and to get prices from as many different insurance providers as possible. This enables a fair price comparison and a better comparison of the market.

Locating the best rates in Sacramento is actually quite easy if you know where to start. If you are insured now or want to find a cheaper company, follow these tips to save money while maintaining coverages. Smart shoppers just have to know the least time-consuming way to compare price quotes from many different companies online.

Save money with these money saving discounts

Buying car insurance is not cheap, but there could be significant discounts that you may not even know about. A few discounts will be applied at quote time, but some discounts are required to be inquired about before you get the savings.Discount car insurance

One last thing about discounts, many deductions do not apply to the entire cost. Most only cut individual premiums such as comp or med pay. Even though it appears you could get a free car insurance policy, insurance companies wouldn’t stay in business.

The chart below shows the comparison of Nissan GT-R car insurance rates with and without discounts being applied to the rates. The rates are based on a female driver, no tickets, no at-fault accidents, California state minimum liability limits, full coverage, and $100 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with safe-driver, multi-car, multi-policy, homeowner, claim-free, and marriage discounts applied.

A few of the larger companies and a partial list of their discounts are detailed below.

When comparing rates, check with each insurance company which discounts you may be entitled to. Some discounts listed above may not apply to policyholders in Sacramento. To see a list of companies that have a full spectrum of discounts in Sacramento, click this link.

The method we recommend to compare rate quotes for Nissan GT-R insurance in Sacramento is to know the trick auto insurance companies participate in a system to compare rate quotes. To get started, all you need to do is take a few minutes to give details including how your vehicles are used, level of coverage desired, any included safety features, and if you are currently licensed. That information is sent automatically to all major companies and they return cost estimate within a short period of time.

To compare rates for your Nissan GT-R now, click here and enter the information requested.

The car insurance companies shown below offer free quotes in Sacramento, CA. To locate cheaper auto insurance in California, it’s a good idea that you visit as many as you can to get the best price comparison.

Nissan GT-R insurance statistics and information

The rate information shown next covers a range of rate quotes for Nissan GT-R models. Having a good grasp of how insurance quotes are figured can help drivers make decisions when shopping your coverage around.


Nissan GT-R Insurance Rates in Sacramento, CA
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
GT-R Premium AWD 2-Dr $266 $622 $354 $20 $106 $1,368 $114
GT-R AWD 2-Dr $266 $622 $354 $20 $106 $1,368 $114
Get Your Own Custom Quote Go

Prices above based on married female driver age 50, no speeding tickets, no at-fault accidents, $1000 deductibles, and California minimum liability limits. Discounts applied include multi-vehicle, multi-policy, claim-free, homeowner, and safe-driver. Rate quotes do not factor in zip code location which can decrease or increase premium rates noticeably.

The example below illustrates how choosing a deductible and can increase or decrease Nissan GT-R annual premium costs for each different age group. The prices are based on a married male driver, comp and collision included, and no discounts are taken into consideration.

Insurance premiums based on gender

The diagram below compares Nissan GT-R premium costs for male and female drivers. The premium estimates are based on a clean driving record, no at-fault accidents, full physical damage coverage, $250 deductibles, single marital status, and no policy discounts are applied.

Does full coverage make sense?

The chart below visualizes the comparison of Nissan GT-R insurance rates with and without full coverage. The rates are based on no claims or violations, $1,000 deductibles, marital status is single, and no discounts are applied to the premium.

When to buy liability coverage only

There is no definitive rule to drop physical damage insurance, but there is a general school of thought. If the yearly cost of comp and collision coverage is more than about 10% of the vehicle’s replacement cost less your deductible, then you might want to think about dropping full coverage.

For example, let’s say your Nissan GT-R book value is $5,000 and you have $1,000 policy deductibles. If your vehicle is destroyed, the most your company would pay you is $4,000 after paying your policy deductible. If premiums are more than $400 annually for physical damage coverage, then it might be time to consider dropping full coverage.

There are some circumstances where removing full coverage is not a good idea. If you haven’t satisfied your loan, you have to carry full coverage as part of the loan conditions. Also, if your emergency fund is not enough to purchase a different vehicle if your current one is damaged, you should keep full coverage on your policy.

Which is the best car insurance?

When it comes to choosing proper insurance coverage for your personal vehicles, there isn’t really a cookie cutter policy. Every insured’s situation is different so your insurance should reflect thatDrive safe and save
These are some specific questions might point out if your situation may require specific advice.

If it’s difficult to answer those questions but you think they might apply to your situation then you might want to talk to a licensed insurance agent. If you want to speak to an agent in your area, fill out this quick form or you can go here for a list of companies in your area. It’s fast, free and can provide invaluable advice.

Insurance agencies are trained to help

A lot of people still prefer to buy from a local agent and that is OK! Experienced insurance agents can point out coverage gaps and help file insurance claims. A good thing about comparing rates online is the fact that you can find lower premium rates and still buy from a local agent.

Find insurance agent in SacramentoAfter completing this short form, the quote information is sent to local insurance agents who will give you quotes for your coverage. It simplifies rate comparisons since you won’t have to leave your house since rate quotes are delivered to you instantly. In the event you want to get a comparison quote from a specific insurance provider, you just need to visit that company’s website and submit a quote form there.

Deciding on an insurer should depend on more than just the bottom line cost. Agents should be asked these questions:

Not all auto insurance agents are the same

When searching for a reliable insurance agency, it helps to know the two types of insurance agents and how they function. Sacramento agents are classified as either exclusive or independent. Either one can do a good job, but it’s a good idea to understand the difference in how they write coverage since it can impact which agent you choose.

Exclusive Agents

Agents of this type are contracted to one company and some examples include State Farm, Allstate, and Farm Bureau. These agents are not able to provide rate quotes from other companies so you need to shop around if the rates are high. These agents are trained well on the products they sell which can be an advantage.

The following are Sacramento exclusive agencies that are able to give price quote information.


9700 Business Park Dr #304Sacramento, CA 95827(916) 854-5985View Map


900 Jefferson Blvd #110West Sacramento, CA 95691(916) 374-1600View Map


1001 26th StSacramento, CA 95816(916) 447-8560View Map

More Sacramento agents

Independent Agencies or Brokers

Independent insurance agents do not work for one specific company and that allows them to write policies with an assortment of companies and find the cheapest rate. If your premiums go up, your agent can switch companies and that require little work on your part.

When searching for an agent, you definitely need to get some free quotes from several independent agencies so that you have a good selection of quotes to compare.

The following are Sacramento independent insurance agencies willing to provide comparison quotes.


3022 Stockton Blvd #5Sacramento, CA 95820(916) 454-4495View Map


3400 Watt Ave #204Sacramento, CA 95821(916) 783-0000View Map


1102 Jefferson Blvd cWest Sacramento, CA 95691(916) 231-3558View Map

More Sacramento agents

Compare insurance rates regularly to save

When buying insurance coverage, you should never skimp on coverage in order to save money. There are a lot of situations where drivers have reduced physical damage coverage and found out when filing a claim that a couple dollars of savings turned into a financial nightmare. Your aim should be to buy the best coverage you can find for the lowest price, but don’t skip important coverages to save money.

We’ve covered a lot of techniques to save on Nissan GT-R insurance in Sacramento. It’s most important to understand that the more times you quote, the better chance you’ll have of finding the cheapest Nissan GT-R rate quotes. Consumers may even find the best price on insurance is with a lesser-known regional company. They may have significantly lower prices on certain market segments than their larger competitors like GEICO and State Farm.

Even more information is located at these sites: