Save Money on GMC Canyon Insurance in Sacramento

Discount GMC Canyon insuranceThe best way we recommend to save money on GMC Canyon insurance in Sacramento is to compare prices at least once a year from insurance carriers that insure vehicles in California.

The key thing to remember is to try to use similar limits and deductibles on every quote and and to look at as many different insurance providers as possible. This guarantees an apples-to-apples comparison and a thorough price selection.

Smart shoppers know that car insurance companies want to keep your business as long as possible. Consumers who shop around for better prices will presumably switch car insurance companies because there is a significant possibility of getting low-cost coverage. A survey found that drivers who made a habit of comparing rates saved on average $72 a month compared to other drivers who never compared rates.

If finding the cheapest rates on auto insurance in Sacramento is the reason you’re reading this, then knowing how to get rate quotes and compare car insurance can help you succeed in saving money.

The purpose of this post is to teach you a little about the best way to buy inexpensive car insurance and also pocket some savings If you are already insured, you will definitely be able to get lower rates using these tips. But California consumers need to have an understanding of the way insurance companies determine what you pay because rates are impacted by many factors.

When quoting car insurance, remember that getting more free quotes helps increase your odds of locating a lower rate.

The companies shown below have been selected to offer price quotes in California. To locate the best car insurance in California, it’s highly recommended you visit two to three different companies to get a more complete price comparison.

Verify you’re getting every discount

Companies offering auto insurance don’t necessarily list every policy discount in an easy-to-find place, so the following is a list of some of the best known and the more hidden discounts you could be receiving when you buy Sacramento auto insurance online.Discount insurance

Don’t be surprised that most discount credits are not given to the whole policy. Most only reduce specific coverage prices like physical damage coverage or medical payments. So despite the fact that it appears you can get free auto insurance, you aren’t that lucky.

The information below illustrates the comparison of GMC Canyon car insurance rates with and without some available policy discounts. Data assumes a female driver, no accidents, no driving violations, California state minimum liability limits, comp and collision included, and $250 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with multi-policy, claim-free, safe-driver, multi-car, marriage, and homeowner discounts applied.

A few companies that may offer quotes with most of the discounts above include:

If you need lower rates, check with every insurance company what discounts are available to you. Some discounts may not apply in Sacramento.

Analysis of GMC Canyon rates

The table displayed next outlines estimates of coverage costs for GMC Canyon models. Understanding how insurance policy rates are determined is important for you to make informed purchases.

GMC Canyon Insurance Rates in Sacramento, CA
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Canyon SLE Regular Cab 2WD $210 $298 $578 $34 $174 $1,294 $108
Canyon SLE Ext Cab 2WD $210 $362 $578 $34 $174 $1,358 $113
Canyon SLE Ext Cab Z71 2WD $210 $362 $578 $34 $174 $1,358 $113
Canyon SLE Crew Cab 2WD $210 $362 $578 $34 $174 $1,358 $113
Canyon SLE Regular Cab 4WD $240 $298 $578 $34 $174 $1,324 $110
Canyon SLE Crew Cab Z71 2WD $240 $362 $578 $34 $174 $1,388 $116
Canyon SLT Ext Cab 2WD $240 $362 $578 $34 $174 $1,388 $116
Canyon SLE Ext Cab 4WD $240 $298 $578 $34 $174 $1,324 $110
Canyon SLT Crew Cab 2WD $240 $426 $578 $34 $174 $1,452 $121
Canyon SLE Ext Cab Z71 4WD $240 $362 $578 $34 $174 $1,388 $116
Canyon SLE Crew Cab 4WD $272 $362 $578 $34 $174 $1,420 $118
Canyon SLE Crew Cab Z71 4WD $272 $362 $578 $34 $174 $1,420 $118
Canyon SLT Crew Cab 4WD $272 $362 $578 $34 $174 $1,420 $118
Canyon SLT Ext Cab 4WD $272 $362 $578 $34 $174 $1,420 $118
Get Your Own Custom Quote Go

Above prices assume single male driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and California minimum liability limits. Discounts applied include homeowner, safe-driver, multi-vehicle, multi-policy, and claim-free. Rates do not factor in specific location which can influence price quotes substantially.

Rate increases following a ticket or accident

The illustration below highlights how speeding tickets and at-fault accidents influence GMC Canyon premium costs for each age group. The data assumes a single female driver, full physical damage coverage, $1,000 deductibles, and no additional discounts are factored in.

Best car insurance in California

Selecting the top insurance provider can be challenging considering how many companies sell coverage in California. The company information listed below could help you pick which auto insurance companies you want to consider comparing prices from.

Top 10 Sacramento Car Insurance Companies Overall

  1. USAA
  2. American Family
  3. AAA of Southern California
  4. State Farm
  5. The Hartford
  6. AAA Insurance
  7. GEICO
  8. The General
  9. Titan Insurance
  10. Progressive

How do Car Insurance Companies Determine GMC Canyon Insurance Rates?

Many different elements are considered when pricing auto insurance. Some are pretty understandable such as traffic violations, but other factors are more transparent like your continuous coverage or how financially stable you are.

The list below includes some of the things companies use to determine your rate level.